Powered by AI · NBR 14653
Mensura is powered by AI. The model checks photos, suggests comparables, drafts the descriptive passages and organizes the calculation memo. The engineer or architect approves, sets the value and signs.
For appraisal engineers and architects, firms, networks and lenders that extend credit secured by real estate.
mensura.app / ped-1842
OfflineApt 82 · residential
2/5
Purpose: home equity
Location recorded · 08/10/2026 14:22
The problem
Every property-backed loan needs a technical appraisal. Volume is up. In most firms the process is still manual and split across tools.
One app in the field, a spreadsheet for the math, a text file for the bank and another system for the professional license. The report is born in pieces.
Banks, fintechs, consortium administrators and credit unions each ask for their own sections, attachments and labels. The same property becomes formatting work.
A photo without the requested angle, an incomplete memo or a missing checklist item sends the report back. The deadline breaks at the desk, not on site.
The appraiser sees the asset once and spends the rest of the day rebuilding what they already observed. The visit turns into typing.
How it works
A checklist by purpose and property type, geotagged and time-stamped photos, assisted measurements. All on the device, even with no signal.
The AI suggests similar properties. You approve or discard them. The engine runs the inference and the tests the standard requires, with a memo.
The institution's template builds the document. What changes is the format the client requires, not the fieldwork.
The ART or RRT and the digital signature sit in the same flow. The engineer or architect is the one who signs.
Capabilities
iOS and Android, fully offline. A dynamic checklist by purpose — mortgage, home equity, consortium, construction progress — and by property type, aligned with the structure of NBR 14653. Geotagged, time-stamped photos, assisted measurements and sync when the signal returns.
Finds similar properties in the area. The AI suggests. The appraiser approves or discards each sample before it enters the calculation. Nothing proceeds without the professional's review.
Statistical inference and regression with the tests the standard requires, a calculation memo and an indicated grade of substantiation and precision for review.
Templates you can configure per bank, fintech, consortium administrator or credit union. The report comes out in each client's standard, with fewer returns over format.
ART or RRT filing and digital signature with gov.br and ICP-Brasil in the same report flow. The signature belongs to the licensed professional, not the software.
Photo checks: missing angle, sharpness, match to the checklist item. Assisted drafting of descriptive passages and a compliance check before submission.
Assignment across the network, SLA tracking, a quality-audit queue, a full audit trail, consolidated billing, multiple teams and access control.
Construction progress with recurring measurements for disbursement releases. Move-in and move-out inspections for brokerages, in the same app.
Powered by AI
Powered by AI does not mean an automatic report. Mensura uses AI to remove the manual load: review a photo, suggest a sample, write a first draft and flag what is missing. It does not set the property value and it does not sign.
Who it's for
For engineers, architects and solo firms who inspect the property and sign the report.
Institutions
Property-backed credit depends on a standard report and a network you can audit. Mensura organizes what procurement and public tenders usually require: traceability, a fixed document standard and control of who appraises.
Orders, status and who owns each file, in one place.
Deadlines by type of operation, with delay visible before it breaks.
A review queue showing what was checked and what came back.
The document follows the institution's template, not each firm's habit.
A record of who did the work, who reviewed it and what changed.
Teams, credentials and volume by appraiser or firm.
Encryption, access control and processing aligned with the law.
Built for mortgage, home equity and consortium operations. Brazil's collateral law widened the use of one property as security for more than one loan. Each operation still needs an appraisal.
Context
R$ 375 bi
+16% versus 2025
R$ 180.9 bi
More than 680 thousand financed properties, +23% versus the first half of 2025
R$ 6.67 bi
+30.9%. Outstanding stock above R$ 34 billion
Every property-backed credit operation requires a technical appraisal. Volume rises while the work is still split between the field app, the calculation spreadsheet, the bank's file and the license system.
Source: Abecip. Mortgage-credit projection of R$ 375 billion in 2026. First half of 2026: R$ 180.9 billion and more than 680 thousand financed properties. Home equity: R$ 6.67 billion in the first half of 2026, outstanding stock above R$ 34 billion, in the context of Brazil's collateral law (Marco Legal das Garantias).
Security and compliance
Data encrypted in transit and at rest, with access limited to each person's role on the team.
Processing designed in line with Brazil's LGPD: purpose, minimization and roles set in the contract between controller and processor.
A record of relevant actions on the order, the inspection, the review and the issue. Useful for management and for a later challenge.
This page does not claim a specific certification, a government seal or approval by a financial institution. What the contract states is what applies.
Plans
Individual, Firm and Institution are described below. Prices have not been published yet.
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Frequently asked questions
No. Mensura is powered by AI to speed collection, organization, assisted drafting and checks. The property value, the technical content of the report and the responsibility belong to the engineer or architect who signs and files the ART or RRT.
Demo
We walk through the path from the offline inspection to the signature, in the template your institution or your firm needs to deliver.
This form is a screen demo. Nothing is sent to a server.